I want to build my business

Rethink above and beyond

Not only can we do everything your bank can – we can do more. For one, we believe in personal connections, and we don’t use the word “partner” lightly. Switching to YNCU means gaining a financial partner in your business. One who shares your values, gets to know you before dishing out advice, and offers fully customized banking solutions that align to your needs.



Finding a partner who shares your values should be a no-brainer. YNCU is different (and better) than a bank because we’re a small business too. The going’s good here for a lot of reasons:

Members are owners
Who wouldn’t want to own their own bank? When you join a credit union, you become a shareholder – giving you an equal stake and a seat at the table.

YNCU is as local as it gets
Since we’re locally owned, we’re constantly investing in the community to support and grow the spaces where we all live, work and play.

Real people build real wealth
Since we’re all owners here, everyone shares in strong results and performance. Profits go to rewarding membership, improving products and services, and into local community projects. No greedy executives here.

We profit with the community
Profit isn’t a dirty word. At YNCU, we care about being financially successful and doing the right thing. We think everyone can win, so we hold strong values that guide how we reinvest and profit with (not from) the community we serve.



Partnering with Community First means support at every turn. Our advisors get to know you and what your business needs are, so we can optimize the products and services you use. Better still, since you’re more than a number here, it’s not unusual to qualify for lending solutions even if banks have turned you down before.

Working with our small business members, we’re able to leverage the power of local decision-making to get you the right mortgage and fund the purchase, expansion, or renovations of property to boost your business.

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Manage your cash and keep up with rapid technology upgrades with leasing that fits your needs. Simple and convenient, we offer commercial leasing options, 100% financing of equipment and soft costs, and the option to purchase or continue leasing once the contract ends

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Purchasing equipment, making leasehold improvements, borrowing for investments, refinancing or simplifying your debt? Achieve your goals faster with a variety of straightforward business loans.

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Lines of Credit
Get the day-to-day cash flow your company needs with convenient and easy, predetermined credit.

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You know your business best, that’s why we worked with our local business community to develop our business solutions. It’s why we offer such a wide range of customizable product and service packages and work with you to tailor them to your unique business needs. So you can rest easy knowing you’ll always get the right fit and the right advice.

Canadian and American Business Chequing accounts, hard-working higher interest Savings Accounts, and low-cost Organization Accounts. We’ve got it all - and you’ve got access anywhere, anytime.

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Looking for guaranteed returns and competitive interest rates for the whole team? Term Deposits are a definite business investment win, and ‘luckily’, we’ve got the widest range of investment options available for you to choose from.

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From loans and lines of credit to get you started, to mortgages to help you expand, we do lending differently here. By taking into account your character, track record, and business plan, we lend support rather than setting a million stipulations. In short, we keep it personal because you take your business personally.

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Services for Everything Else
Services to help make your business banking smoother than ever before. We’ve got everything else you need, including Merchant Services, Payroll Services, Safety Deposit Boxes, Night Deposits, Cheques with high-tech security features and an easy online ordering system.

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