Investment Options

Community First offers a wide choice of RRSP investment options. Depending on your circumstances, you may choose from:

Fixed Rate RRSP

Enjoy the security of a guaranteed rate. 
1 year redeemable terms available.
1 to 5 year non-redeemable terms available.
Enjoy the security of 100% guaranteed principal protection.

RSP Variable Savings

Do you maintain higher balances in your RSP Savings, but don’t want the funds locked in? Then the RSP Variable is the option for you.

Step-Up RRSP

 Enjoy the security of a guaranteed escalating rate.
 3 and 5 year terms available. Redeemable on the anniversary each year.
 Enjoy the security of 100% guaranteed principal protection.

Index-Linked Term Deposits

 Offers the potential for a higher return.
 5 year non-redeemable term available.
 Enjoy the security of 100% guaranteed principal protection.

Mutual Funds

With more than 4,000 mutual funds available to Canadian investors, a team of investment analysts at Credential® have developed a proprietary selection process to assess these funds for you - with a resulting Credential Platinum List of 40 best funds.

We are also proud to provide you access to NEI Investments, a socially responsible family of mutual funds. With these funds, you can rest assured that your money is not only working hard for you, but also for the environment and community.

Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc. Credential Asset Management Inc., Credential Qtrade Securities Inc. and Northwest & Ethical Investments L.P. are wholly owned subsidiaries of Aviso Wealth Inc.

NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. Northwest & Ethical Investments Inc., is a wholly-owned subsidiary of Aviso Wealth Inc. (“Aviso”). Aviso is a wholly-owned subsidiary of Aviso Wealth Limited Partnership (“Aviso Wealth LP”), which in turn is owned 50% by Desjardins Financial Holdings Inc. (“Desjardins”) and 50% by a limited partnership owned by the five Provincial Credit Union Centrals (the “Centrals”) and the CUMIS Group Limited.


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