Term Deposits

Term Deposit Special Rates
22 Month: $1,000 - 19,999 1.40%
22 Month: $20,000 - 99,999 1.45%
22 Month: $100,000 and over 1.50%
Long Term Deposits Rates
1 year $1,000-19,999 0.95%
1 year $20,000-99,999 1.00%
1 year $100,000 and over 1.05%
2 years $1,000-19,999 1.15%
2 years $20,000-99,999 1.20%
2 years $100,000 and over 1.25%
3 years $1,000-19,999 1.55%
3 years $20,000-99,999 1.60%
3 years $100,000 and over 1.65%
4 years $1,000-19,999 1.60%
4 years $20,000-99,999 1.65%
4 years $100,000 and over 1.70%
5 years $1,000-19,999 1.80%
5 years $20,000-99,999 1.85%
5 years $100,000 and over 1.90%
1 Year Deposit - Redeemable After 30 Days Rates
Deposit of $1,000-19,999 0.45%
Deposit of $20,000-99,999 0.50%
Deposit of $100,000 + 0.55%
Pay Yourself First GIC Rates
1 Year 0.90%
Step-Up GIC: 3 Year Term Rates
1st Year 1.05%
2nd Year 1.55%
3rd Year 2.05%
Average Yield 1.55%
Step-Up GIC: 5 Year Term Rates
1st Year 1.10%
2nd Year 1.20%
3rd Year 1.70%
4th Year 2.00%
5th Year 2.25%
Average Yield 1.65%

Responsible Investments

Market-Linked GIC: Green Neighbourhoods* Rates
3 Years - Maximum Annual Compound Rate 2.28%
3 Years - Maximum Cumulative Return 7.00%
5 Years - Maximum Annual Compound Rate 3.19%
5 Years - Maximum Cumulative Rate 17.00%
*Actual rates of return may vary. Up to the issue date, your investment generates interest at a max annual compound rate of return of 2.28% (3 Year Term) and 3.19% (5 Year Term). Between the issue date and the maturity date, the return is based on variations in the benchmark prices, up to a maximum cumulative return of 7.00% at the end of a 3 Year Term and 17.00% at the end of a 5 Year Term.

Market-Linked GIC: Women's Impact** Rates
3 Years - Maximum Annual Compound Rate 2.28%
3 Years - Maximum Cumulative Return 7.00%
5 Years - Maximum Annual Compound Rate 3.45%
5 Years - Maximum Cumulative Return 18.50%
**Actual rates of return may vary. Up to the issue date, your investment generates interest at a max annual compound rate of return of 2.28% (3 Year Term) and 3.45% (5 Year Term). Between the issue date and the maturity date, the return is based on variations in the benchmark prices, up to a maximum cumulative return of 7.00% at the end of a 3 Year Term and 18.50% at the end of a 5 Year Term. 
 

Find Branch/ATM

Enter address, postal code or branch name

Shop Your Neighbourhood
Becoming a Member
Latest News
download the app
appointment
Subscribe to our newsletter