The sooner you start saving, the better. Time and compounding growth are a powerful combination.

Before you pay your bills set aside a portion of your salary - at least 10%. Have the money automatically deducted from your pay cheque. Contribute weekly, monthly, quarterly, or whatever works for you. Easy. Smart. Effective.

Hold a variety of investments in your portfolio. This minimizes the day-to-day effect of changing markets and helps you chart a steady path of growth.

Your investments may experience ups and downs in the short term, but history shows that patient, disciplined investors who stick with their plans and invest for the long term are rewarded.

Expert knowledge and sound advice are what you need. Your Credential Securities Investment Advisors can help you set goals, develop a plan, and invest wisely.